:root {
  --bx-bg: #f3efe7;
  --bx-paper: #fffdf9;
  --bx-ink: #142433;
  --bx-muted: #5c6b78;
  --bx-line: #e3d9cc;
  --bx-navy: #10263a;
  --bx-blue: #0b4f6c;
  --bx-teal: #128a8a;
  --bx-teal-dark: #0c6b6b;
  --bx-sand: #efe4d2;
  --bx-gold: #a8843d;
  --bx-max: 72rem;
  --bx-radius: 16px;
  --bx-shadow: 0 10px 30px rgba(16, 38, 58, 0.08);
  --bx-font: "Segoe UI", system-ui, -apple-system, Roboto, Arial, sans-serif;
  --bx-serif: Georgia, "Times New Roman", serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--bx-font);
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--bx-ink);
  background:
    radial-gradient(50% 30% at 100% 0%, rgba(18, 138, 138, 0.08), transparent 60%),
    var(--bx-bg);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--bx-teal-dark);
  text-underline-offset: 3px;
}

a:hover {
  color: var(--bx-blue);
}

.bx-skip {
  position: absolute;
  left: -999px;
}

.bx-skip:focus {
  left: 1rem;
  top: 1rem;
  z-index: 80;
  background: var(--bx-navy);
  color: #fff;
  padding: 0.5rem 0.8rem;
  border-radius: 8px;
}

.bx-bar {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 253, 249, 0.94);
  border-bottom: 1px solid var(--bx-line);
  backdrop-filter: blur(8px);
}

.bx-bar__row {
  max-width: var(--bx-max);
  margin: 0 auto;
  padding: 0.75rem 1.2rem;
  display: flex;
  align-items: center;
  gap: 1rem;
}

.bx-logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  color: var(--bx-navy);
  text-decoration: none;
  font-weight: 750;
  letter-spacing: -0.03em;
  font-size: 1.15rem;
}

.bx-logo img {
  width: 36px;
  height: 36px;
}

.bx-burger {
  display: none;
  margin-left: auto;
  background: var(--bx-blue);
  color: #fff;
  border: 0;
  border-radius: 999px;
  padding: 0.45rem 0.9rem;
  font-weight: 700;
  cursor: pointer;
}

.bx-nav {
  margin-left: auto;
  display: flex;
  flex-wrap: wrap;
  gap: 0.2rem 0.85rem;
  align-items: center;
}

.bx-nav a {
  color: var(--bx-muted);
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 650;
}

.bx-nav a:hover,
.bx-nav a[aria-current="page"] {
  color: var(--bx-blue);
}

.bx-nav a[href="/becu-login/"] {
  background: var(--bx-teal);
  color: #fff;
  padding: 0.4rem 0.85rem;
  border-radius: 999px;
}

.bx-nav a[href="/becu-login/"]:hover,
.bx-nav a[href="/becu-login/"][aria-current="page"] {
  background: var(--bx-teal-dark);
  color: #fff;
}

.bx-main {
  max-width: var(--bx-max);
  margin: 0 auto;
  padding: 1.5rem 1.2rem 3.5rem;
}

.bx-hero {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 1.5rem;
  align-items: center;
  background: var(--bx-navy);
  color: #f4f1ea;
  border-radius: 24px;
  overflow: hidden;
  margin-bottom: 1.5rem;
}

.bx-hero__copy {
  padding: 2.2rem 1.6rem 2.2rem 2rem;
}

.bx-kicker {
  margin: 0 0 0.7rem;
  font-size: 0.75rem;
  font-weight: 750;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--bx-teal-dark);
}

.bx-hero h1,
.bx-pagehead h1 {
  font-family: var(--bx-serif);
  letter-spacing: -0.03em;
  line-height: 1.08;
}

.bx-hero h1 {
  margin: 0 0 0.8rem;
  font-size: clamp(2.1rem, 4vw, 3.3rem);
  color: #fff;
}

.bx-hero__lead {
  margin: 0;
  color: #c9d4df;
  max-width: 38rem;
}

.bx-hero .bx-kicker {
  color: #8fd0d0;
}

.bx-pagehead p {
  margin: 0;
  color: var(--bx-muted);
  max-width: 42rem;
}

.bx-hero__actions,
.bx-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 1.3rem;
}

.bx-hero__photo img {
  width: 100%;
  height: 100%;
  min-height: 280px;
  object-fit: cover;
}

.bx-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 0.7rem 1.15rem;
  font-weight: 750;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  font-size: 0.98rem;
}

.bx-btn--solid {
  background: var(--bx-teal);
  color: #fff;
}

.bx-btn--solid:hover {
  background: var(--bx-teal-dark);
  color: #fff;
}

.bx-btn--ghost {
  background: transparent;
  color: var(--bx-blue);
  border-color: #b7c9d4;
}

.bx-hero .bx-btn--ghost {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.4);
}

.bx-hero .bx-btn--ghost:hover {
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
}

.bx-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.8rem;
  margin-bottom: 1.5rem;
}

.bx-stat {
  background: var(--bx-paper);
  border: 1px solid var(--bx-line);
  border-radius: var(--bx-radius);
  padding: 1rem 1.05rem;
  box-shadow: var(--bx-shadow);
}

.bx-stat b {
  display: block;
  font-family: var(--bx-serif);
  font-size: 1.35rem;
  color: var(--bx-navy);
}

.bx-stat span {
  color: var(--bx-muted);
  font-size: 0.88rem;
}

.bx-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.9rem;
  margin-bottom: 1.5rem;
}

.bx-card {
  background: var(--bx-paper);
  border: 1px solid var(--bx-line);
  border-radius: var(--bx-radius);
  padding: 1.15rem 1.15rem 1.2rem;
  box-shadow: var(--bx-shadow);
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
}

.bx-card h2,
.bx-card h3 {
  margin: 0;
  font-family: var(--bx-serif);
  font-size: 1.25rem;
}

.bx-card p,
.bx-split p,
.bx-prose p,
.bx-faq p {
  margin: 0;
  color: var(--bx-muted);
}

.bx-card a.bx-more {
  margin-top: auto;
  font-weight: 750;
  text-decoration: none;
}

.bx-split {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 1.2rem;
  align-items: center;
  background: var(--bx-paper);
  border: 1px solid var(--bx-line);
  border-radius: 22px;
  overflow: hidden;
  margin-bottom: 1.5rem;
}

.bx-split__copy {
  padding: 1.4rem 1.4rem 1.5rem 1.5rem;
}

.bx-split h2,
.bx-panel h2,
.bx-form h2,
.bx-pagehead h1 {
  font-family: var(--bx-serif);
  letter-spacing: -0.02em;
}

.bx-split h2,
.bx-panel h2,
.bx-form h2 {
  margin: 0 0 0.55rem;
  font-size: 1.6rem;
}

.bx-split img {
  width: 100%;
  height: 100%;
  min-height: 240px;
  object-fit: cover;
}

.bx-panel {
  background: var(--bx-paper);
  border: 1px solid var(--bx-line);
  border-radius: 22px;
  padding: 1.3rem 1.3rem 1.4rem;
  margin-bottom: 1.5rem;
  box-shadow: var(--bx-shadow);
}

.bx-muted {
  color: var(--bx-muted);
  margin: 0 0 1rem;
}

.bx-bars {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.7rem;
}

.bx-bars li {
  display: grid;
  grid-template-columns: 8.5rem 1fr;
  gap: 0.7rem;
  align-items: center;
}

.bx-bars span {
  font-weight: 700;
  font-size: 0.92rem;
}

.bx-bars i {
  display: block;
  height: 1.7rem;
  width: var(--n);
  max-width: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--bx-blue), var(--bx-teal));
  position: relative;
  font-style: normal;
}

.bx-bars b {
  position: absolute;
  right: 0.7rem;
  top: 50%;
  transform: translateY(-50%);
  color: #fff;
  font-size: 0.78rem;
  font-weight: 700;
}

.bx-figure {
  margin: 0;
}

.bx-figure svg {
  width: 100%;
  height: auto;
}

.bx-figure figcaption {
  margin-top: 0.45rem;
  color: var(--bx-muted);
  font-size: 0.86rem;
}

.bx-table-wrap {
  overflow-x: auto;
}

.bx-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
}

.bx-table th,
.bx-table td {
  text-align: left;
  padding: 0.7rem 0.65rem;
  border-bottom: 1px solid var(--bx-line);
  vertical-align: top;
}

.bx-table th {
  font-size: 0.8rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--bx-muted);
}

.bx-pagehead {
  margin-bottom: 1.2rem;
}

.bx-pagehead h1 {
  margin: 0 0 0.55rem;
  font-size: clamp(2rem, 4vw, 2.8rem);
  color: var(--bx-navy);
}

.bx-pagehead p {
  color: var(--bx-muted);
  font-size: 1.08rem;
}

.bx-crumbs {
  margin: 0 0 0.6rem;
  font-size: 0.86rem;
  color: var(--bx-muted);
}

.bx-crumbs a {
  text-decoration: none;
  font-weight: 700;
}

.bx-faq {
  display: grid;
  gap: 0.7rem;
  margin-bottom: 1.5rem;
}

.bx-faq details {
  background: var(--bx-paper);
  border: 1px solid var(--bx-line);
  border-radius: 14px;
  padding: 0.85rem 1rem;
}

.bx-faq summary {
  cursor: pointer;
  font-weight: 750;
}

.bx-faq details p {
  margin-top: 0.55rem;
}

.bx-form {
  background: #fff;
  border: 1px solid var(--bx-line);
  border-radius: 22px;
  padding: 1.3rem;
  margin-bottom: 1.5rem;
  box-shadow: var(--bx-shadow);
}

.bx-label {
  display: block;
  margin: 0.85rem 0 0.3rem;
  font-weight: 700;
  font-size: 0.92rem;
}

.bx-input,
.bx-select,
.bx-textarea {
  width: 100%;
  border: 1px solid #d5cbbd;
  background: #fff;
  border-radius: 12px;
  padding: 0.75rem 0.8rem;
  font: inherit;
  color: var(--bx-ink);
}

.bx-textarea {
  min-height: 8rem;
  resize: vertical;
}

.bx-form .bx-btn {
  margin-top: 1rem;
}

.bx-alert {
  margin: 0.8rem 0 0;
  padding: 0.7rem 0.8rem;
  border-radius: 10px;
  background: #fde8e4;
  color: #7a2e22;
}

.bx-alert--ok {
  background: #e5f6ef;
  color: #145c3b;
}

.bx-prose h2 {
  font-family: var(--bx-serif);
  font-size: 1.45rem;
  margin: 1.4rem 0 0.4rem;
}

.bx-prose ul,
.bx-note-list {
  margin: 0.4rem 0 0;
  padding-left: 1.15rem;
  color: var(--bx-muted);
}

.bx-related {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 0 0 1.5rem;
}

.bx-related a {
  text-decoration: none;
  background: var(--bx-sand);
  color: var(--bx-navy);
  border-radius: 999px;
  padding: 0.35rem 0.75rem;
  font-weight: 700;
  font-size: 0.88rem;
}

.bx-foot {
  background: var(--bx-navy);
  color: #d5dee6;
  margin-top: auto;
}

.bx-page {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.bx-foot__cols {
  max-width: var(--bx-max);
  margin: 0 auto;
  padding: 2rem 1.2rem 1rem;
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 1.4rem;
}

.bx-foot h2 {
  margin: 0 0 0.5rem;
  color: #fff;
  font-size: 0.95rem;
}

.bx-foot ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.bx-foot a {
  color: #d5dee6;
  text-decoration: none;
}

.bx-foot a:hover {
  color: #fff;
}

.bx-foot__note {
  margin: 0 0 0.8rem;
}

.bx-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 0.8rem;
}

.bx-badges img {
  background: #fff;
  border-radius: 6px;
  padding: 0.2rem 0.35rem;
}

.bx-foot__copy {
  max-width: var(--bx-max);
  margin: 0 auto;
  padding: 0 1.2rem 1.4rem;
  font-size: 0.86rem;
  color: #9aabba;
}

.bx-notice {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 70;
  width: min(24rem, calc(100% - 2rem));
  background: #fff;
  border: 1px solid var(--bx-line);
  border-radius: 16px;
  box-shadow: var(--bx-shadow);
  padding: 1rem;
}

.bx-notice p {
  margin: 0 0 0.7rem;
}

.bx-notice__acts {
  display: flex;
  gap: 0.5rem;
}

@media (max-width: 980px) {
  .bx-hero,
  .bx-split,
  .bx-stats,
  .bx-grid,
  .bx-foot__cols {
    grid-template-columns: 1fr;
  }

  .bx-burger {
    display: inline-flex;
  }

  .bx-nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: var(--bx-paper);
    border-bottom: 1px solid var(--bx-line);
    padding: 0.6rem 1rem 1rem;
    flex-direction: column;
    align-items: flex-start;
  }

  .bx-nav--open {
    display: flex;
  }

  .bx-hero__copy {
    padding: 1.5rem 1.2rem 0.4rem;
  }
}

@media (max-width: 640px) {
  .bx-bars li {
    grid-template-columns: 1fr;
    gap: 0.25rem;
  }
}