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BECU auto loan

A BECU auto loan can cover a new vehicle, a used vehicle, or a refinance of a loan you already have. The rate you are offered is on becu.org, not on this page.

Talking through a BECU auto loan for a new or used car

Three common paths

Buy new, buy used, or refinance. Dealership financing can still be a BECU loan. If you joined at the dealer, expect a welcome letter in about five to seven business days with payment instructions.

New

A loan for a new car, paid from checking once the account is open.

Used

The same membership, with a loan sized to the used vehicle.

Refinance

Move an existing auto loan to BECU if the new terms suit you. Compare the payoff first.